Coverage We Offer
Our programs are based on our members’ needs, so you can count on being able to find coverage relevant to your entity.
Property / Casualty
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Need help choosing the right fit for you?
Our underwriting services include guidance, at no extra cost. We can help you compare policies to make sure you are adequately covered or help you make a decision on the best option. We review contracts and help place various types of bonds and miscellaneous required policies. Property appraisals through a trusted third party are done on a regular basis, so you can rest assured that your assets are covered.
Coverages We Offer
Property/Casualty
In addition to property and general liability, includes public officials', law enforcement, auto, cyber, and crime coverage.
Optional Coverage Programs
For those things outside our core policies such as equipment, volunteers, cyber and more.
Workers’ Compensation
Workers' compensation coverage to statutory limits and Employer's Liability coverage.
Miscellaneous Coverages
CIRSA can help place individual types of coverages such as, airport liability, environmental pollution liability and bonds. Contact us to learn more.

Coverage Built on Experience
CIRSA’s coverage programs are built on decades of handling every type of incident you could think of — and some you’d never imagine. By combining our experience over the years and members’ input, we’ve extended our coverages and limits to account for the unexpected. We’re always looking ahead, and beyond, commercial providers. And thinking about how to modify existing programs or develop new ones in light of changing climates and emerging technologies. As a CIRSA member, you help drive new coverages for the unique risks Colorado municipalities face.
We Are Here To Help
If you’ve got questions about coverage, we’d be more than happy to put you in touch with an Underwriting Representative.