Factors Affecting 2024 Contributions & The CIRSA Rating Methodology

If you keep up with the news, whether locally, nationally, or globally, you already know the biggest drivers of insurance costs for the coming year: (1) police liability, (2) wind, hail, and tornado risks, and (3) wildfire risks.

Read the full Blog Post to review the factors affecting the 2024 contributions and the methodology used to allocate costs for the upcoming year fairly among all members.

Workers’ Compensation Alert – New Injury Notice Requirements

Currently, the Colorado Workers’ Compensation Act (Act) requires an injured employee or someone with knowledge of the injury to notify the employer within 4 days after the occurrence of an on-the-job injury. The Act also authorizes a reduction in compensation to the injured employee for a failure to notify the employer in a timely manner, and tolls the 4-day period if the employer has failed to post a notice specifying the injured employee’s notification deadline. This will all soon be changing.

Governor Polis recently signed House Bill 22-1112, which implements changes to the notice requirements for workers’ compensation injuries.  Those changes go into effect on August 10, 2022, and will affect CIRSA’s workers’ compensation pool members.

Read the full Blog Post for an outline of the key changes in notice requirements made under House Bill 22-1112. The Blog also provides suggestions regarding best practices to ensure compliance with the new provisions.

A shipment of posters will be going out to all CIRSA WC Members next week. Contact membership@cirsa.org to find out how to receive your updated poster for your workplace.

Blog Post

Colorado’s New Legislation Addressing Claims of Sexual Misconduct Against Minors

If your entity operates or manages youth-related activities or programs, you no doubt are aware of the special risks that can come with running such programs, including the risk of claims of sexual abuse and molestation (SAM). While municipalities, in general, have tended to be on the periphery of the public discussion of SAM claims, claims against municipalities arising from incidents of alleged sexual abuse and molestation do occur. And, with the Colorado Legislature’s passage of Senate Bills 21-088 and 21-073, which took effect January 1, 2022, an increase in SAM claims can be expected. Thus, the time is right to review your entity’s risk management practices to ensure you are properly addressing this risk exposure.

Read the full Blog Post for more information about Colorado’s new legislation addressing claims of sexual misconduct against minors.